All You Need to Know About Checking Your FAB (NBAD) Salary Card and Prepaid Balance | Fast, Secure & Reliable

In today’s fast-paced world, managing your finances efficiently is more important than ever. If you are a UAE resident using FAB (First Abu Dhabi Bank), formerly NBAD, it’s crucial to know how to perform a Fab bank balance check for your salary card or prepaid card quickly, safely, and reliably. This guide provides all the steps, tips, and tools you need for seamless balance checking in 2025.

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About FAB (NBAD)

The National Bank of Abu Dhabi (NBAD) was established in 1968 and became a leading financial institution in the UAE. In 2017, NBAD merged with First Gulf Bank (FGB) to form First Abu Dhabi Bank (FAB), now the largest bank in the Middle East and North Africa. FAB operates in over 19 countries across five continents, serving millions of customers with innovative banking solutions, including salary cards, prepaid cards, and retail banking services.

FAB is widely trusted for its secure, convenient, and user-friendly services. With cutting-edge digital banking and multiple inquiry channels, customers can access their account information anytime, anywhere.

Why Checking Your FAB (NBAD) Balance Matters

Financial Awareness: Know exactly how much money is available.
Prevent Unauthorized Use: Detect suspicious transactions immediately.
Better Money Management: Plan your expenses and savings efficiently.
Convenience: Avoid long queues at banks or ATMs.

Methods to Check FAB (NBAD) Salary Card and Prepaid Balance in 2025

1. FAB Mobile App

Download the FAB Mobile App from Google Play Store or Apple App Store.
Install and open the app.
Log in using your account credentials or create a new account.
Navigate to the Prepaid Cards or Salary Card section.
Your current balance will display instantly.

2. FAB Official Website

Visit www.bankfab.com
Click the Sign In button.
Choose Ratibi Card Balance Check.
Enter the last two digits of your card and your Card ID.
Click Submit to view your balance instantly.

3. ATM Machines

Locate a nearby FAB or partner ATM.
Insert your salary or prepaid card.
Enter your 4-digit PIN.
Select Balance Check to view or print your account balance.

4. SMS/Text Message

Open your phone’s messaging app.
Send “BAL [Last 4 Numbers of Card]” to 6222.
Receive your balance in approximately 10 seconds.

5. Customer Care

Inside UAE: 600 525 500
Outside UAE: +971 2 681 1511
Provide card details for verification and request your balance.

6. Email Alerts

Receive alerts when your salary is credited.
Get monthly statements automatically.
Be notified of low balances or unusual activity.

7. Bank Branch

Bring your salary or prepaid card and Emirates ID.
Visit the customer help desk and request your balance.
Optionally, get printed account statements.

8. POS Terminals

Insert your FAB card into the POS terminal.
Select Balance Inquiry from the menu.
Enter your PIN to view your balance.

9. WhatsApp

Save FAB WhatsApp number: +971 56 578 9997.
Send “Hi” or “Hello” from your registered mobile number.
Enter OTP sent to your phone.
Type “Balance” or “Available Balance” to receive updates.

Eligibility Criteria for FAB Salary Card

Requirement	Details
Employment Status	Must be employed by a UAE-based company
Company Account	Employer must have an active FAB business account
WPS Registration	Employer must be registered with Wage Protection System
Age	Minimum 21 years old
ID	Valid Emirates ID required
Salary Payment	Salary must be credited via company

Fees & Charges on FAB Salary and Prepaid Cards

Service	Cost	Who Pays
New Card Fee	AED 5	Employer
Monthly Card Fee	AED 5	Employer
Replace Lost/Stolen Card	AED 25	Employee
Take Cash from FAB ATM	FREE	-
PIN Services	FREE	-

Common Issues and Solutions

Balance doesn’t show latest salary: Wait 24-48 hours or contact customer care.
SMS not working: Ensure your phone is registered with FAB.
ATM rejects transaction: Check daily withdrawal limits or contact customer service.
Mobile app card missing: Reinstall app or wait for maintenance updates.

NBAD/FAB Bank Codes for Transfers

SWIFT Code: NBADAEAA or NBADAEAAXXX
IBAN: 23-character code starting with "AE"

Safety Tips for Checking FAB Balance Online

Avoid public computers for banking transactions.
Keep your mobile apps and browser updated.
Never share your PIN or OTP with anyone.
Use strong passwords and enable two-factor authentication (2FA).
Log out after every session.
Avoid free Wi-Fi for sensitive transactions.

Conclusion

Checking your FAB (NBAD) salary card and prepaid card balance in 2025 is simple, fast, and secure. Whether you use the mobile app, website, ATM, SMS, email, POS, WhatsApp, or visit a branch, FAB offers reliable methods to manage your money. Regular balance checking helps prevent unauthorized transactions and ensures you always know your available funds.